Insurance Company Discounts for Home Alarm Systems

Most homeowners insurance companies will give the homeowner a premium discount for having a monitored burglar and fire alarm system in their home. Although the cost will not totally offset the cost of monitoring it may be worth $5 - $7 per month. Check with your insurance carrier to see what discounts they offer. Some companies claim to give a 20% discount for a monitored burglar and fire alarm system. (The reality is that they give the discount on “portions” of the insurance. As an example, my homeowners insurance is approx $2000.00 per year and my insurance company gives me an $80.00 credit (4%), although their literature claims to give a 20% credit for the alarm system I have installed)


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